
€10,000 to €1 million
Our Difference Makes All the Difference
Expert Decision Makers, One-on-One
When you’re looking for working capital fast you need to know two key things: first, you’re dealing with a trusted, reputable provider focused on your business success and second, your contact is an expert and a decision maker.
Fifo Capital is a leading provider of business finance solutions with deep pockets and expert finance skills at the ready to support for your cash flow and capital needs. With fifteen years supporting clients of all industries from construction to manufacturing, we get business – the challenges and the opportunities – and how to make good decisions fast.
Changing the way businesses access cash flow since 2005
Fifo Capital saw an opportunity in the New Zealand business finance market back in 2005. Understanding what businesses need to succeed when it came to funding allowed Fifo Capital to quickly establish itself as a leading alternative financier thanks to a revolutonary selective invoice finance. Opening its doors in Australia in late 2007, FIfo Capital was able to assist businesses nationally with a personalised service model which businesses were calling out for.
Since then, Fifo Capital has entered the UK and Republic of Ireland markets, and have assisted over 3,000 businesses with its unique and revolutionary working capital facilities. With the introduction of Supply Chain and Trade Finance in 2017, Fifo Capital’s integrated finance facilities are changing the way customers and suppliers interact and access capital.
Business Success
Working Capital Solutions for Business Success

Trade Finance
Imagine having local or overseas suppliers paid COD or deposits then not having to pay for up to another 90 days.

Supply Chain Finance
A unique facility which provides early payments to suppliers freeing up business capital to use as and when they need.

Invoice Finance
Fast track cash flow by turning unpaid invoices into cash. A simple way to grow your business and take hold of sales opportunities.

Business Loans
Customised to fit your cash flow needs. Sitting alongside existing lending, it is a great way to innovate, grow and stay competitive.
What We Say
Director, Fifo Capital Ireland
Declan Devlin
After beginning his career in purchasing, Declan went into business for himself developing 2 outlets in 2 different retail fields in the England and Ireland and taking them to a point where he could successfully sell them on. The final sale was prompted by his research into Fifo Capital and his decision that it offered the opportunities for growth and flexibility that he required to make use of his skills and experience from 15 years of managing all facets of business trade, from finances to staff management. Declan has also over 10 years of sales experience. These changes coincided with his recent marriage to Agnes who is both his life partner and partner in the business. Agnes brings a background in accounts and administration in a number of companies following on from her degree in Banking and Finance.
Director, Fifo Capital International
Nigel Thomson
For more than 20 years Nigel has acquired or launched a number of businesses and through applying out-of-the-box finance thinking and working collaboratively with a network of clever business people, he has enjoyed the challenges and rewards of business success. His hands on approach and willingness to get the job done benefits Fifo Capital’s impressive growth and solid reputation as a leader within the alternative finance space. Nigel’s growth objectives for Fifo Capital includes continually enhancing each countries internal operations, as well as expansion into new markets.